Understand which scores matter
Show borrowers why app and mortgage scores can differ, where to find mortgage FICO scores, and what to ask you.
For mortgage loan professionals
Help borrowers
understand their credit.
Six free lessons on mortgage FICO scores, credit card balances, and checking reported updates.
Get my borrower sharing linkComplimentary access · Your name and company · No buyer login
About 27 minutes total · Watch one lesson at a time
Meet the seriesWatch the first lesson with Peter Djuric
01 / 06 · 3:37
Peter Djuric · Founder, Premier Credit SolutionsFormer mortgage company owner · 25+ years in credit and lending
6 practical lessonsClear, focused credit education
1 personalized linkEasy to share with your borrowers
Your relationshipYou stay central to the conversation
From score confusion to practical next steps
Bring clarity to the
“land of confusion.”
Give borrowers a practical starting point for more productive credit conversations.
Learn what they can influence
Explain utilization, billing-cycle timing, and balance reporting before your next credit conversation.
Verify balances in real time
Walk through reported balances and update dates in Experian so borrowers can verify what is on file.
For borrowers planning ahead, buying now, or already preapproved. You guide the credit strategy, timing, and mortgage decisions.
PREMIER CREDIT SOLUTIONS · BUYER EDUCATION
Example sharing page
Your mortgage credit,
made clearer.
Shared with you byYour name
Your company
Six lessons. No account or registration required.
Made for your borrower relationships
Your name.
Your link.
Your relationship.
Your sharing page introduces you as the referring loan professional. Your borrowers can start watching immediately.
You remain their contact for mortgage qualification, pricing, and loan guidance.
Your referral information accompanies a PCS credit-review request or an optional signup for more credit education.
Create my sharing linkInside Mortgage Credit Readiness
Six focused lessons.
One useful resource.
Practical explanations and screen walkthroughs your borrowers can return to whenever they need them.
01
Understand the scores your lender uses
3:37Understand why the score in an app may differ from the one used for your mortgage.
02
Find your mortgage FICO scores
3:53See where to find mortgage FICO score versions through myFICO.
03
Understand when card balances report
3:53Understand the difference between your current balance and your reported balance.
04
Go beyond the 30% utilization rule
5:27Learn why the 30% rule is only part of the utilization conversation.
05
Verify balances with Experian in real time
5:38Walk through how to check reported balances and update dates with Experian.
06
Prepare for your mortgage conversation
4:23Bring the lessons together and plan your next conversation with your loan professional.
Experience behind the education
Meet Peter Djuric
A former mortgage company owner with more than 25 years of experience across credit analysis, mortgage lending, real estate finance, and credit optimization.
Peter founded Premier Credit Solutions in 2011 to help consumers and lending professionals address credit issues with a strategy built around their financial goals.
Get to know Premier Credit Solutions ↗Hear from mortgage professionals
Two loan officers share their experience working with Premier Credit Solutions.
21 seconds · Video testimonial
A closing kept on track
Sharbel describes a collection that appeared when credit was pulled again before closing—and how resolving it helped keep the original closing date.
Sharbel
Mortgage loan officer
49 seconds · Video testimonial
Experience with a complex mortgage file
Brad shares his experience working with Peter for more than a decade, including a late-payment reporting issue affecting a jumbo-loan client.
Brad Rasof
Mortgage loan officer · Rate
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